Finance Your Roofing Project

Roofing Financing up to $200,000 for Your New Roof

We understand that roofing can sometimes require a significant investment. That’s why we’re here to make it easy for you to achieve your roofing goals without any financial stress. With our hassle-free finance option, you can make the necessary upgrades to your home without worrying about upfront costs.

How Roof Financing Works

Get an Estimate

Begin by requesting a free detailed estimate for your roofing project. This will help you understand the costs involved so you can plan accordingly.

Explore financing options

Once you have an estimate, complete a 60 seconds application to explore all your options and pick the one that's most favorable to you.

Proof of Eligibility

To streamline the financing process, we may require proof of eligibility, such as income verification or credit history.

Start Your Roofing Project

After completing the necessary steps for financing approval, you can confidently move forward with your roofing project.

Why Choose Our Financing?

Flexible and fast roofing financing options designed to work with your budget—without the stress.

  • Soft credit pull — won’t affect your credit score
  • No equity or appraisal needed for personal loans
  • 0% promotional APR offers available
  • Fast approvals — funding in just 2–3 business days
  • Financing available for all types of roofing jobs
  • Credit scores as low as 550 accepted*
  • Instant loan results in 2 minutes or less
  • Loan amounts available up to $200,000*
  • Competitive rates starting at 7.99%*
Central Florida Roofing Contractor Near me

Get a FREE Roofing Estimate
Before Requesting Financing

It’s essential to have a clear understanding of the potential costs involved in your roofing project—whether you’re planning a full roof replacement, a minor residential roof repair, or preventative maintenance. 

Knowing what to expect financially not only helps you budget effectively, but also ensures you can compare estimates from local roofing contractors with confidence. At P&A Roofing, we provide transparent pricing, detailed proposals, and flexible financing options to help Central Florida homeowners protect their investment without the stress of surprise expenses. From shingle replacements to full re-roofs, we’re here to guide you every step of the way.

Frequently Asked Questions

How much does a new residential roof cost?

The cost of a new roof can vary depending on the size of your home, materials chosen, and complexity of the project. Most homeowners spend between $8,000 and $15,000. We offer free estimates to give you a clear idea of what to expect.

Do you offer financing for roof repairs or replacements?

Yes! We’ve partnered with Enhancify to offer financing with quick approval, low monthly payments, and no impact to your credit score during the pre-qualification process.

How does the financing process work?

It's easy to get started:

  1. Click to apply via Enhancify.
  2. Fill out a short form about your project and finances.
  3. Get real-time offers from top lenders—no commitment required.
  4. Choose your terms and receive funds, often within 1–2 business days.

Does homeowners insurance cover roof replacement?

It depends. If your roof is damaged by a covered event—like hail, wind, or a storm—your policy may help pay for repairs or replacement. However, insurance typically won’t cover damage from age or poor maintenance. We're happy to take a look and help guide you through it.

Can you help me with the insurance claim process?

Yes, we can. We work with all major insurance providers and can assist you from start to finish—including documentation, adjuster meetings, and follow-ups—to ensure everything goes smoothly and you get the coverage you're entitled to.

Is there a warranty on your roofing work?

Definitely. We offer a workmanship warranty on all installations, and most roofing materials we use come with industry-leading manufacturer warranties. You’ll be covered for years to come.

Get Financing Info for Your New Roof
Upgrading or replacing your roof is a big investment—but it doesn’t have to be a financial burden. At P&A Roofing, we offer flexible financing options to help you protect your home now and pay over time. Whether you’re curious about monthly payments, interest rates, or how the process works, our team is here to answer your questions and walk you through your options. Fill out the form below and we’ll be in touch to help you find a plan that fits your budget.
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Get Your Roofing Upgrade Today

Enjoy a seamless roofing renovation or repair process with our swift financial approvals, ensuring your satisfaction and peace of mind as your roofing projects progress smoothly. At P&A Roofing, we understand that unexpected roof repairs or full roof replacements can be stressful—especially when cost is a concern. That’s why we offer fast and flexible roofing financing options through trusted partners, allowing homeowners across Central Florida to move forward with confidence. Whether you’re upgrading shingles, repairing storm damage, or replacing an aging roof, our team is here to make the process easy, affordable, and worry-free from start to finish.

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